Your money.
One clear view.
Harlo brings receipts, bank activity, GST visibility, bills, and reports together for New Zealand small-business owners who have better things to do than chase paperwork.
Made for Aotearoa. Illustrative data shown.
Income across connected activity
Recent activity
View allin commitments over the next 14 days
Clear on both sides of your money.
See how Harlo brings personal and business activity together so you can understand what is happening, what is changing, and what needs your attention.
From scattered to sorted.
Harlo is made for the small moments that add up: a receipt at the counter, a bank notification, a bill you do not want to forget.
Koru Coffee
11 June · receipt captured
The details are ready when you are.
Built for the moments in between.
A receipt at the counter. A quick check between customers. A quieter hour to bring the month together. Harlo fits around the way small businesses actually run.



The details, without the noise.
Move between the parts of your money story without losing the thread. This is a product view, not a wall of promises.
Receipts, without the shoebox
Capture the detail while it is fresh. Keep every business purchase attached to a clear, searchable record.
Know what is coming before it becomes urgent.
Upcoming commitments belong beside today's activity. Harlo gives your next two weeks a place in the picture.
Upcoming commitments
Illustrative viewUseful reports when you need them.
Keep your monthly picture legible with focused summaries of income, costs, activity, and GST visibility. No accounting theatre, just a better starting point.
- Built around your connected activity
- Designed for real small-business days
- Illustrative, transparent product views
Start free. Keep your money clear.
The first 50 Harlo members receive full access free for 90 days. After your founder period, membership continues for NZ$59 per month, including GST.
- All Harlo money tools included
- Your information remains private to your account
- Cancel any time before your next renewal
90 days free
GST included. Your paid membership begins after the 90-day founder period unless you cancel before renewal.
Claim founder accessFounder places are limited to 50 eligible new members. One founder place per person.
Less chasing. More knowing.
Open Harlo and make the next money decision with the details in the same place.

